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Provider comparison · cursor-vs-copilot

Cursor vs GitHub Copilot

Cursor is the agentic IDE inside The X Subscription — one shared weekly usage pool covers Grok models across Cursor and Grok, while third-party models bill separately at API list price.GitHub Copilot bundles frontier models from Anthropic, OpenAI and Google into one assistant with total-AI-credit billing.

Shared models

14

Cursor plans

4

GitHub Copilot plans

3

Only on one side

22

In 30 seconds

Cursor vs GitHub Copilot: 14 shared models across the two catalogs. 4 plans from $8 to $200/mo for Cursor; 3 plans from $10 to $100/mo for GitHub Copilot. Cursor plans are locked to the provider's own tools; GitHub Copilot plans are locked to the provider's own tools. Across the 3 shared models both sides price, Cursor leads on 0 and GitHub Copilot on 3. Compare requests per $1 for any shared model in the calculator.

Evidence

Shared models — best requests per $1 on each side

Computed at build from the same cost rules the calculator renders · typical request shape · ~ proxy estimate · ≈ coarse estimate · ≥ cache floor · ≤ cache ceiling

ModelCursor · Req/$1GitHub Copilot · Req/$1
Grok 4.6≈56◆~113
Grok 4.7≈56◆~113
Grok 4.5≈40◆~80
Claude Opus 5.5n/a~122
Claude Opus 5n/a~61
Claude Sonnet 5.5n/a~153
Claude Sonnet 5n/a~153
Claude Fable 5.1n/a~70
Claude Fable 5n/a~31
GPT-5.6 Lunan/a~1,366
GPT-5.6 Soln/a~76
GPT-5.6 Terran/a~149
Gemini 3.8 Flashn/a~407
Gemini 3.7 Flashn/a~407

“n/a” = the provider publishes no price structure for that model — the calculator renders the same honest n/a. Shared-model names link to the calculator for the full cross-provider sort.

Plans & value

Cursor vs GitHub Copilot — plans, prices and usage budgets

CursorPlus from $8/mo
  • Plus3 models$8/mo
  • Premium16 models$30/mo
  • Super16 models$100/mo
  • Ultra16 models$200/mo

Best Req/$1 for Grok 4.6: ≈56 on Ultra ($200/mo)

GitHub CopilotPro from $10/mo
  • Pro22 models · $15 usage allowance$10/mo
  • Pro+34 models · $70 usage allowance$39/mo
  • Max34 models · $200 usage allowance$100/mo

Best Req/$1 for Grok 4.6: ~113 on Max ($100/mo)

Full plan tables

Every plan, verified 23 Oct 2026

Cursor plans

Provider / planProvider and subscription tier. Badges and plan notes appear below.PriceStandard monthly price in USD, before first-month promotions.Top modelsFlagship models included in the plan. The list is approximate; '+N more' opens the full catalog.Coding toolCoding tool included with the plan. 'only' means locked to the vendor's own tools — the supported set is listed next to the badge; '+others' means it also works elsewhere.SubscribeOpen provider pricing. Referral links may support TokenPlans at no extra cost.
CursorPlusiYearly/Quarterly — Yearly: $80/yr ($7/mo)Only Grok models are available on this plan; Grok Bot is not included · The X Subscription ladder — sold by X Subscription Corp. (cursor.com/pricing) — bundles Cursor, Grok and X; SuperGrok plans are a separate purchaseBase shared usage pool (weekly refresh) · top-ups past the pool$8.00Grok 4.5Grok 4.6Grok 4.7Cursor ↗onlySubscribe↗
CursorPremiumiYearly/Quarterly — Yearly: $300/yr ($25/mo)Grok Bot included; third-party models are not part of the included usage — they run on top-up credits billed separately at API list price · The X Subscription ladder — sold by X Subscription Corp. (cursor.com/pricing) — bundles Cursor, Grok and X; SuperGrok plans are a separate purchase4× Plus shared usage pool · third-party models at API list price$30.00Grok 4.5Grok 4.6Grok 4.7+13 more ↗Cursor ↗onlySubscribe↗
CursorSuperiYearly/Quarterly — Yearly: $1000/yr ($84/mo)Grok Bot included; third-party models are not part of the included usage — they run on top-up credits billed separately at API list price · The X Subscription ladder — sold by X Subscription Corp. (cursor.com/pricing) — bundles Cursor, Grok and X; SuperGrok plans are a separate purchase15× Plus shared usage pool · priority model access at peak times$100.00Grok 4.5Grok 4.6Grok 4.7+13 more ↗Cursor ↗onlySubscribe↗
CursorUltraiYearly/Quarterly — Yearly: $2000/yr ($167/mo)Grok Bot included; third-party models are not part of the included usage — they run on top-up credits billed separately at API list price · Legacy Cursor Ultra ($200/mo, no longer sold) keeps two monthly pools — Cursor Models and an included Other Models allowance whose size Cursor does not publish · The X Subscription ladder — sold by X Subscription Corp. (cursor.com/pricing) — bundles Cursor, Grok and X; SuperGrok plans are a separate purchase50× Plus shared usage pool · earliest access to new products and models$200.00Grok 4.5Grok 4.6Grok 4.7+13 more ↗Cursor ↗onlySubscribe↗

2026-10-14 · r/cursor: a renewal decision measured in Grok tokens against a flat-rate lab sub, answered with churn — "I did 800M Grok tokens from full Cursor quota with ~100M of it accidental fast usage." / "To each their own but i am switching at the end of my month off Cursor." source ↗

GitHub Copilot plans

Provider / planProvider and subscription tier. Badges and plan notes appear below.PriceStandard monthly price in USD, before first-month promotions.Top modelsFlagship models included in the plan. The list is approximate; '+N more' opens the full catalog.Coding toolCoding tool included with the plan. 'only' means locked to the vendor's own tools — the supported set is listed next to the badge; '+others' means it also works elsewhere.SubscribeOpen provider pricing. Referral links may support TokenPlans at no extra cost.
GitHub CopilotProAnnual Pro plans bought before 2026-06-01 stay on legacy premium-request billing (premium requests, not AI credits) with a frozen model set — no new models or features until the term ends, then the subscriber drops to Copilot Free; the $15/mo AI-credit ceiling describes the monthly plan (docs.github.com en/copilot/reference/copilot-billing/request-based-billing-legacy, read 2026-10-23)$15/mo total AI credits · unlimited completions$10.00Claude Sonnet 5.5Claude Sonnet 5GPT-5.6 Terra+19 more ↗Copilot CLI ↗onlyCopilot CLI · ACP-capable clientsSubscribe↗
GitHub CopilotPro+Annual Pro+ plans bought before 2026-06-01 stay on legacy premium-request billing (premium requests, not AI credits) with a frozen model set — no new models or features until the term ends, then the subscriber drops to Copilot Free; the $70/mo AI-credit ceiling describes the monthly plan (docs.github.com en/copilot/reference/copilot-billing/request-based-billing-legacy, read 2026-10-23)$70/mo total AI credits · 4× Pro usage$39.00Claude Opus 5.5Claude Opus 5GPT-6.1 Sol+31 more ↗Copilot CLI ↗onlyCopilot CLI · ACP-capable clientsSubscribe↗

2026-10-04 · r/GithubCopilot: the 7,000-credit Pro+ seat reads as about one heavy day — "Inline completions and next edit suggestions don't use credits. Chat, agent mode, the CLI and code review do, and code review also uses Actions minutes on top of the credits" / "realistically, to use Copilot, you need to add an extra zero on the end." source ↗

GitHub CopilotMax$200/mo total AI credits · 2.9× Pro+ usage$100.00Claude Opus 5.5Claude Opus 5GPT-6.1 Sol+31 more ↗Copilot CLI ↗onlyCopilot CLI · ACP-capable clientsSubscribe↗

Coverage

Model coverage — 14 shared, 2 only on Cursor, 20 only on GitHub Copilot

Shared · both catalogs · links open the calculator

Cursor only

Gemini 3.1 ProMuse Spark 1.3

GitHub Copilot only

Claude Sonnet 4.6Claude Sonnet 4Claude Haiku 5.5Claude Haiku 4.5GPT-6 LunaGPT-5.4GPT-5.4 MiniGPT-5.3-CodexGPT-5.2-CodexGPT-5.2GPT-5 MiniMAI-Code-1.1-FlashKimi K3GPT-6.1 SolGPT-6 SolGPT-6 AstraGemini 4 ArgonClaude Opus 4.8Claude Opus 4.8 (fast mode) (Preview)GPT-5.5

Common questions

Which is cheaper: Cursor or GitHub Copilot?

Cursor starts at $8/mo (Plus) and GitHub Copilot at $10/mo (Pro). The cheapest plan is not always the best value — compare Req/$1 in the calculator.

How many models do Cursor and GitHub Copilot share?

14 shared models: Grok 4.5, Grok 4.6, Grok 4.7, Claude Opus 5.5, Claude Opus 5, Claude Sonnet 5.5 and more. Every shared model is listed in the evidence table below with its best Req/$1 on each side.

Which plan prices Grok 4.6 best?

GitHub Copilot Max at 113 Req/$1 — Cursor best is 56 on Ultra.

Can I use Cursor or GitHub Copilot with any agent (BYOK)?

Cursor plans are locked to the provider's own tools; GitHub Copilot plans are locked to the provider's own tools.

What does Req/$1 mean?

Req/$1 is the number of typical coding requests one dollar buys on a plan — computed from the plan’s published budget, the model’s published per-token rates and a typical request shape (roughly 850 input tokens, 49,000 cached tokens, 160 output tokens where the provider publishes no shape). Proxy estimates are marked with ~. A figure marked ≥ is a cache floor: the plan publishes no cached-read rate, so cached tokens bill at the input rate and the real figure is that number or higher.

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