All plans/Cursor vs GitHub Copilot

Provider comparison · cursor-vs-copilot

Cursor vs GitHub Copilot

Cursor is the agentic IDE whose subscriptions pool two model sets — the in-house Cursor Models and an Other Models pool billed at API rates.GitHub Copilot bundles frontier models from Anthropic, OpenAI and Google into one assistant with total-AI-credit billing.

Shared models

10

Cursor plans

3

GitHub Copilot plans

3

Only on one side

15

In 30 seconds

Cursor vs GitHub Copilot: 10 shared models across the two catalogs. 3 plans from $20 to $200/mo for Cursor; 3 plans from $10 to $100/mo for GitHub Copilot. Cursor plans are locked to the provider's own tools; GitHub Copilot plans expose OpenAI-compatible endpoints usable by any agent (BYOK). Across the 3 shared models both sides price, Cursor leads on 2 and GitHub Copilot on 1. Compare requests per $1 for any shared model in the calculator.

Evidence

Shared models — best requests per $1 on each side

Computed at build from the same cost rules the calculator renders · typical request shape · ~ = proxy estimate

ModelCursor · Req/$1GitHub Copilot · Req/$1
GPT-5.6 Sol76~153
Claude Sonnet 5153~115
Claude Opus 561~61
Grok 4.580n/a
Grok 4.6113n/a
Claude Fable 5.170n/a
Claude Fable 531n/a
GPT-5.6 Luna1,366n/a
GPT-5.6 Terra149n/a
Gemini 3.7 Flash410n/a

“n/a” = the provider publishes no price structure for that model — the calculator renders the same honest n/a. Shared-model names link to the calculator for the full cross-provider sort.

Plans & value

Cursor vs GitHub Copilot — plans, prices and usage budgets

CursorPro from $20/mo
  • Pro13 models$20/mo
  • Pro+13 models · $70 usage allowance$60/mo
  • Ultra13 models · $400 usage allowance$200/mo

Best Req/$1 for Claude Opus 5: 61 on Ultra ($200/mo)

GitHub CopilotPro from $10/mo
  • Pro13 models · $15 usage allowance$10/mo
  • Pro+22 models · $70 usage allowance$39/mo
  • Max22 models · $200 usage allowance$100/mo

Best Req/$1 for Claude Opus 5: ~61 on Max ($100/mo)

Full plan tables

Every plan, verified 03 Sept 2026

Cursor plans

Provider / planProvider and subscription tier. Badges and plan notes appear below.PriceStandard monthly price in USD, before first-month promotions.Top modelsFlagship models included in the plan. The list is approximate; '+N more' opens the full catalog.Coding toolCoding tool included with the plan. 'only' means locked to that tool; '+others' means it also works elsewhere.SubscribeOpen provider pricing. Referral links may support TokenPlans at no extra cost.
CursorProiExtras — Overage on-demand at API rates$20/mo API pool + Cursor Models pool$20.00Grok 4.5Grok 4.6Composer 2.5+10 more ↗Cursor ↗onlySubscribe

2026-09-01 · r/cursor: unlimited-Auto (annual promo) ended — resigned but positive on the new metered caps, "I'm impressed with the included usage limits in the new structure. Though nothing beats infinite - it will be missed."; one user reads the $20 plan as ~2B tokens/mo total (20M Composer tokens ≈ 1%).

CursorPro+iExtras — Overage on-demand at API ratesGrok Bot bundled since Aug 21 2026 — dedicated weekly usage pool, separate from Cursor model pools$70/mo API pool + Cursor Models pool$60.00Grok 4.5Grok 4.6Composer 2.5+10 more ↗Cursor ↗onlySubscribe
CursorUltraiExtras — Overage on-demand at API rates$400/mo API pool + Cursor Models pool$200.00Grok 4.5Grok 4.6Composer 2.5+10 more ↗Cursor ↗onlySubscribe

GitHub Copilot plans

Provider / planProvider and subscription tier. Badges and plan notes appear below.PriceStandard monthly price in USD, before first-month promotions.Top modelsFlagship models included in the plan. The list is approximate; '+N more' opens the full catalog.Coding toolCoding tool included with the plan. 'only' means locked to that tool; '+others' means it also works elsewhere.SubscribeOpen provider pricing. Referral links may support TokenPlans at no extra cost.
GitHub CopilotPro$15/mo total AI credits · unlimited completions$10.00Claude Sonnet 5GPT-5.6 TerraGemini 3.7 Flash+17 more ↗Copilot CLI ↗+othersSubscribe
GitHub CopilotPro+$70/mo total AI credits · 4× Pro usage$39.00Claude Opus 5GPT-5.6 SolGemini 3.7 Flash+25 more ↗Copilot CLI ↗+othersSubscribe
GitHub CopilotMax$200/mo total AI credits · 2.9× Pro+ usage$100.00Claude Opus 5GPT-5.6 SolGemini 3.7 Flash+25 more ↗Copilot CLI ↗+othersSubscribe

Coverage

Model coverage — 10 shared, 3 only on Cursor, 12 only onGitHub Copilot

Shared · both catalogs · links open the calculator

Cursor only

Composer 2.5Gemini 3.1 ProGemini 3.8 Flash

GitHub Copilot only

Kimi K3Claude Haiku 4.5Claude Sonnet 4.6GPT-5.4GPT-5.4 MiniGemini 3.6 FlashGemini 3.5 FlashKimi K2.7 CodeGPT-5.5Claude Opus 4.8Claude Opus 4.7GPT-5 Mini

Common questions

Which is cheaper: Cursor or GitHub Copilot?

Cursor starts at $20/mo (Pro) and GitHub Copilot at $10/mo (Pro). The cheapest plan is not always the best value — compare Req/$1 in the calculator.

How many models do Cursor and GitHub Copilot share?

10 shared models: Grok 4.5, Grok 4.6, Claude Opus 5, Claude Sonnet 5, Claude Fable 5.1, Claude Fable 5 and more. Every shared model is listed in the evidence table below with its best Req/$1 on each side.

Which plan prices Claude Opus 5 best?

Cursor Ultra at 61 Req/$1 — GitHub Copilot best is 61 on Max.

Can I use Cursor or GitHub Copilot with any agent (BYOK)?

Cursor plans are locked to the provider's own tools; GitHub Copilot plans expose OpenAI-compatible endpoints usable by any agent (BYOK).

What does Req/$1 mean?

Req/$1 is the number of typical coding requests one dollar buys on a plan — computed from the plan’s published budget, the model’s published per-token rates and a typical request shape (roughly 850 input tokens, 49,000 cached tokens, 160 output tokens where the provider publishes no shape). Proxy estimates are marked with ~.

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